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Financing

Finance your project. Pay over time.

We’ve partnered with Wisetack so you can spread the cost of your roof, remodel, or repaint across monthly payments instead of paying for everything up front. The application takes about a minute, and checking your options does not impact your credit score.

  • Finance projects up to $65,000*
  • Loan options from 3 to 120 months*
  • APRs range from 0 to 35.9%*
  • No hidden fees or compounding interest
0% APR available up to 6 months* for eligible customers

Checking your options is a soft credit check and won’t affect your credit score.

Example payment options

For illustrative purposes only.

6Month plan
$1,000.00 / mo
0% APR example on a $6,000 project*
12Month plan
Rate varies
Payment depends on your approved rate*
24Month plan
Rate varies
Payment depends on your approved rate*

Illustrative example — your actual terms depend on the amount financed and your credit.

How it works

Three steps, about a minute.

  1. 1

    Check your options

    Apply in about a minute from your phone. It's a soft credit check, so seeing what you qualify for won't impact your credit score.

  2. 2

    Pick your plan

    Choose the monthly payment and term that fit your budget. You'll see your total cost up front — no hidden fees and no compounding interest.

  3. 3

    We get to work

    Once your plan is set, we schedule your project and you pay over time. Nothing changes about how we build.

What you can finance

From a roof leak to a full remodel.

If we can build it, you can finance it. Homeowners most often use financing for work that can’t wait for the right month on the calendar.

  • Roof repairs & replacements
  • Interior & exterior painting
  • Kitchen & bath remodels
  • Additions & basement finishes
  • Siding, gutters & exterior work
  • Storm & water damage repairs
Why homeowners use it

Do the work now, budget for it over time.

Start now, pay over time

A failing roof or water damage doesn't wait for a good month. Get the work done now and spread the cost across payments that fit your budget.

No impact to check

Checking your options is a soft credit pull. Your credit score isn't affected unless you choose to move forward with a loan.

Clear terms, no surprises

You see your monthly payment and total cost before you commit. No prepaid finance charges and no participation fees.

Fast, from your phone

Most applications take about a minute and come back with a decision right away — no paperwork to hand us on the job site.

FAQ

Financing questions, answered.

Will checking my options affect my credit score?
No. Checking your options is a soft credit check and does not impact your credit score. A hard credit check only happens if you choose to move forward with a loan.
How much can I finance?
Projects up to $65,000, depending on the amount requested and your creditworthiness.* Your available amount is shown as soon as you check your options.
What will my rate be?
Offers range from 0 to 35.9% APR based on the amount requested and creditworthiness.* Eligible customers may qualify for 0% APR for up to 6 months. You'll see your exact rate and monthly payment before you accept anything.
How long does the application take?
About a minute, from your phone. You'll need basic personal information — there's nothing to print, sign, or bring to the job site.
Is there a prepayment penalty?
No. There are no prepaid finance charges or participation fees, and interest does not compound.
Do I have to finance the whole project?
No. You can finance part of the project and pay for the rest another way. Just tell your estimator how you'd like to structure it.
Do you offer this on commercial projects?
Wisetack financing is for residential customers. If you're a commercial client, talk to us about payment schedules and draw structures built around your project.
Ready to start?

Get your estimate, then choose how to pay.

Prequalifying doesn’t commit you to anything, and it doesn’t require a signed estimate. Plenty of homeowners check their options first, then decide how much of the project to finance once they see the scope.

  • ✓ Free on-site estimate across the KC metro
  • ✓ Soft credit check — no impact to your score
  • ✓ Financing available on residential projects

Prefer to call? (913) 449-1034

Start your project

Tell us what you're building.

Submitting routes straight into the KTB Group intake — no spam, ever.

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.

Kevin Turner Building Group is not a lender. Financing is provided by Wisetack’s lending partners.